Originally posted by Socrates
Do you have a bank card? I don't have credit cards anymore. I just use the bank card for online stuff.
My bank converted my ATM card into a debit card, and I didn't mind until I realized that someone that got hold of that card could literally empty by bank account until the card was reported stolen.
With a credit card, at least I have the $50 fraud limit, and purchases on it don't drain my checking account immediately.
I had them replace the debit card with the plain vanilla ATM card, and I now feel a little less exposed...
Since I haven't looked into them lately, have the policies regarding debit cards changed so that your bank account isn't at risk from fraud?