I don't either, but I do take advantage of it from time to time.
I accept online payments from customers once in a while (and I add a fee to cover the commission). It takes 4 days for it to get into my account. Another 4 days if I want to transfer it to the bank. But if I use the debit card I can go to the grocery store or whatever and just use up the bulk of the money whenever I want.
It's convenient.
Bat rays? We don't need no stinking bat rays!
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