Dale, - why don't you read Jim's reply ?
Thanks. I was writing my reply (slowly) at the same time that Jim posted his reply. This forum software doesn't seem to have a feature that notifies people that "another reply has been posted while you were writing..." - so I didn't know about Jim's reply until mine was posted.
I don't see anything in my postings that contradicts Jim's - nor anything in his that contradicts mine. I posted accurate information. Jim posted possible explanations.
I was quite willing to initially just post my information for future reference if needed, and leave it at that.
I do totally agree with Jim's comment: "there's no reason for everyone to be clogging up...."
Today's clogging seems to be mostly in response to your questions.